The Best Savings Account for you depends on whether you're constantly taking money out to spend on your daily whims or whether you keep it there for real emergencies.
That means, in some cases, the Best Savings Account might be a tin can buried in the backyard.
For most people though, the Best Savings Account will fall within these parameters:
1. Easy to put money into the savings account.
2. Easy to forget except when you put money into it (not linked to your debit card maybe?)
3. The Best Savings Account will have an interest rate that at least means taxes and inflation don't destroy the value of your money, and
4. The Best Savings Account won't LOSE your money. That normally means an insured account or - for some daring souls - that best savings account will diversify their risk because they just don't believe most accounts pay enough to their liking.
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